Privacy Policy
How Dhanfiniti Wealth Advisory collects, uses, and safeguards your personal data under Indian laws and regulations.
Introduction
Dhanfiniti Wealth Advisory ("Dhanfiniti", "we", "us", or "our") is dedicated to keeping your personal information secure and upholding your privacy rights. This Privacy Policy details how we gather, utilize, disclose, and protect personal information when you access our platform at dhanfiniti.com or engage our fee-only SEBI-registered investment advisory services.
Our data privacy practices strictly comply with India's Digital Personal Data Protection Act, 2023 (DPDP Act), the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013, and the Prevention of Money Laundering Act (PMLA), 2002.
Our Data Promise: As a pure fee-only advisory firm, we collect only the information required to provide customized wealth advice and fulfill regulatory mandates. We never trade, sell, or commercialize your personal information with product vendors, distributors, or external third parties.
Personal Data We Collect
To deliver tailored investment advisory services and comply with statutory obligations, we collect personal data under the following classifications:
| Category | Information Details | Collection Source |
|---|---|---|
| Identity Details | Full legal name, date of birth, PAN, masked Aadhaar details, passport copy | Provided by you during KYC verification |
| Contact Details | Email address, mobile number, residential address, emergency contact | Directly submitted via forms or consultations |
| Financial Information | Annual income, asset holdings, existing investment portfolio, risk tolerance, bank account details | Completed advisory questionnaires & client onboarding |
| Transaction History | Advisory recommendations, portfolio changes, agreement records, fee payments | Generated throughout our advisory relationship |
| Technical Data | IP address, browser type, operating system, page views, duration of visit | Automated web log files and analytical tools |
| Communication Logs | Email exchanges, call summaries, meeting documentation | Recorded during client service touchpoints |
Note: Dhanfiniti Wealth Advisory does not knowingly solicit or collect data from individuals under 18 years of age. Our services are tailored exclusively for adult individuals and entities.
How We Use Your Data
We process your personal data solely for legitimate, authorized purposes, including:
Advisory Service Provision
Crafting personalized wealth plans, performing portfolio evaluations, and executing fee-only advisory engagements.
Regulatory Compliance
Fulfilling SEBI mandatory requirements such as KYC verification, audit trails, and 5-year record retention mandates.
Suitability & Risk Assessment
Determining your investment risk profile, capacity for loss, and financial goals prior to delivering advice.
Platform Security & Audit
Preventing unauthorized access, ensuring cybersecurity compliance, and protecting client transactions.
Data Retention Schedules
We preserve personal data only for periods required to fulfill service commitments and legal obligations:
Advisory Records
Retained for a minimum of 5 years following the termination of the advisory agreement.
KYC Records
Retained for 5 years after account closure per anti-money laundering frameworks.
Billing & Tax Data
Retained for 7 years under Income Tax Act recordkeeping provisions.
Web Server Logs
Anonymized within 14 months and securely discarded thereafter.
Your Rights Under DPDP Act 2023
As a data principal under the Digital Personal Data Protection Act, 2023, you hold the following enforceable rights:
Right to Access
Obtain a summary of personal information held by Dhanfiniti along with processing activities.
Right to Correction
Request prompt rectification of incomplete, out-of-date, or inaccurate personal information.
Right to Erasure
Request deletion of personal data, subject to mandatory SEBI and tax retention laws.
Right to Withdraw Consent
Revoke consent for non-statutory communications at any time without affecting prior lawful processing.
Right to Grievance Redressal
Submit grievances directly to our Data Protection Officer for swift investigation and resolution.
Right to Nominate
Authorize a representative to exercise your data rights in the event of incapacity or demise.
To submit a data request under the DPDP Act, email our Data Protection Officer at raghavgumber@dhanfiniti.com. We will respond within 30 days.
Data Security Standards
We enforce robust administrative, technical, and physical security measures to safeguard client data from unauthorized access, disclosure, or modification:
- SSL/TLS encryption for all website data transfers and web traffic.
- Role-based access permissions restricting client records to authorized personnel.
- Encrypted cloud storage protocols and continuous security audits.
External Web Links
Our website contains links to regulatory portals (SEBI, SCORES, Smart ODR, BSE). Dhanfiniti Wealth Advisory is not responsible for the privacy practices, content, or security standards of third-party platforms.
Policy Modifications
We may update this Privacy Policy periodically to reflect legal or operational adjustments. Material revisions will be communicated to active clients via email, and the updated date at the top of this page will be refreshed accordingly.
Contact & Data Protection Officer
For any privacy-related queries, rights requests, or grievances under the DPDP Act 2023, please reach out to our designated officer:
Dhanfiniti Wealth Advisory
Proprietor / DPO: Raghav Gumber
SEBI Reg No: INA000023117
Registered Address: 2B/172, Ground floor, Mission compound, Saharanpur, Uttar Pradesh - 247001
Email: raghavgumber@dhanfiniti.com
Phone: +91 9557517898
If a privacy grievance remains unaddressed, clients reserve the right to approach the Data Protection Board of India once fully constituted under the DPDP Act 2023.