Terms of Use
Terms, conditions, disclaimers, and regulatory guidelines governing your access to Dhanfiniti Wealth Advisory.
Acceptance of Terms
By accessing or utilizing the website dhanfiniti.com (the "Website") or engaging the financial advisory services rendered by Dhanfiniti Wealth Advisory ("Dhanfiniti", "we", "us", "our"), you confirm that you have read, understood, and agreed to be legally bound by these Terms of Use ("Terms").
If you do not agree with any portion of these Terms, you must discontinue using our Website and advisory services immediately. We reserve the right to revise these Terms periodically. Continued usage of the site following any modifications implies your acceptance of the updated Terms.
Nature of Information Provided
All material published on this Website — including articles, blog posts, calculators, market commentary, case studies, and research insights — is made available exclusively for general educational and informational purposes.
No content on this Website shall be interpreted or construed as:
- An offer, solicitation, or recommendation to buy or sell any stock, mutual fund, ETF, derivative, or financial security.
- Individualized investment advice customized for any specific reader or visitor.
- A guarantee or promise of future portfolio performance or financial return.
Tailored financial advice is strictly provided after executing a formal Investment Advisory Agreement, completing mandatory Risk Profiling, and verifying KYC documentation in compliance with SEBI rules.
SEBI Registration & Scope of Services
Dhanfiniti Wealth Advisory is registered with the Securities and Exchange Board of India (SEBI) as an individual Investment Adviser under SEBI (Investment Advisers) Regulations, 2013.
SEBI Registration Number: INA000023117
Proprietor: Raghav Gumber
Registered Address: 2B/172, Ground floor, Mission compound, Saharanpur, Uttar Pradesh - 247001
Contact Email: raghavgumber@dhanfiniti.com
What We Are Authorized To Do:
- Deliver fee-only personalized investment advice on eligible financial assets.
- Conduct comprehensive risk profiling and suitability evaluations.
- Formulate, document, and review tailored financial plans and asset allocations.
What We DO NOT Do:
- We do NOT execute buy/sell transactions on behalf of clients.
- We do NOT hold client securities, demat funds, or bank funds in custody.
- We do NOT receive commissions, distribution payouts, or kickbacks from product manufacturers.
- We do NOT provide stockbroking or depository participant services.
Investment Risk Disclosure
1. Investments in the securities market are subject to market risks. Read all related documents carefully before investing.
2. Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.
3. Past returns or portfolio backtests presented on this site are illustrative and do not guarantee future investment performance. Securities values fluctuate based on broader market, economic, and geopolitical factors.
4. Clients should review Scheme Information Documents (SID), Key Information Memorandums (KIM), and Risk Disclosure Documents (RDD) prior to executing any financial decisions.
No Tax, Legal, or Accounting Advice
The scope of services rendered by Dhanfiniti Wealth Advisory is restricted to investment advisory as governed by SEBI (Investment Advisers) Regulations, 2013. We do not offer:
- Tax optimization, tax filing, or Chartered Accountancy services.
- Legal representation or contract drafting.
- Estate planning, legal succession, or trust administration services.
While financial planning may have tax implications, clients are advised to consult qualified tax consultants or legal professionals for specific advice in those domains.
Intellectual Property Rights
All elements of this Website — including brand trademarks, proprietary algorithms, content, site layout, graphics, text, and software code — are the intellectual property of Dhanfiniti Wealth Advisory and protected under Indian and international copyright and trademark legislation.
Permitted Actions: You may view, bookmark, and download site content for personal, non-commercial use only.
Prohibited Actions: You must not copy, reproduce, scrape, republish, modify, or commercially distribute any website content without prior written permission from Dhanfiniti. Direct requests for content licensing to raghavgumber@dhanfiniti.com.
External Links & Resources
Our Website contains hyperlinks directing to official regulatory portals (SEBI, SCORES, Smart ODR, AMFI). These links are supplied for user convenience. Dhanfiniti exercises no control over external platforms and assumes no liability for their content, availability, or policies.
Limitation of Liability
To the fullest extent permitted by applicable laws:
- All investment advice represents recommendations only. The decision to execute, modify, or refrain from acting on advice remains with the client.
- Dhanfiniti Wealth Advisory, its proprietor, and associates shall not be liable for any direct, indirect, incidental, or consequential losses stemming from market movements or decisions made using website content.
- Under formal advisory contracts, our total aggregate liability is strictly capped at the advisory fee paid by the client during the relevant service period.
Indemnification
You agree to defend, indemnify, and hold harmless Dhanfiniti Wealth Advisory, its proprietor, and employees from any claims, liabilities, losses, damages, or expenses (including legal fees) resulting from your violation of these Terms, unauthorized site use, or provision of inaccurate information during onboarding.
Governing Law & Jurisdiction
These Terms of Use are governed by and construed under the laws of the Republic of India. Any legal disputes or claims arising out of or connected with this Website or our advisory services shall fall under the exclusive jurisdiction of the competent courts in Saharanpur, Uttar Pradesh, India.
Dispute Resolution & Grievances
We prioritize client satisfaction and aim to resolve concerns promptly. For any grievances, contact us directly at raghavgumber@dhanfiniti.com. We endeavor to resolve all complaints within 21 business days.
If a grievance is unresolved, investors may utilize SEBI escalation frameworks:
Contact Information
For questions or legal notices regarding these Terms of Use, contact:
Dhanfiniti Wealth Advisory
Proprietor: Raghav Gumber
SEBI Registration Number: INA000023117
Registered Office: 2B/172, Ground floor, Mission compound, Saharanpur, Uttar Pradesh - 247001
Email: raghavgumber@dhanfiniti.com
Phone: +91 9557517898